Custom Loan Solutions

No two investments are alike—your financing shouldn’t be either. At FMP Mortgage Pros, we craft custom loan solutions tailored to your project goals, property type, and exit strategy.

From fix-and-flip to long-term rental financing, every loan is designed to optimize returns, minimize risk, and accelerate your investment success.

Tailored DSCR Loan Options to Maximize Your Cash Flow

At FMP Mortgage Pros, we understand that no two investment properties—or investors—are exactly the same. That’s why we don’t just plug you into a generic loan program. Instead, we carefully match you with the right lender, the right loan structure, and the most favorable terms to help you keep more money in your pocket.

What We Mean by “Custom Loan Solutions”

We don’t believe in one-size-fits-all loans. We help you build the financing strategy that works best for:

  • Your cash flow goals
  • Your credit profile
  • Your property type and rental strategy
  • And your preferred timeline or exit plan

Our approach is flexible, strategic, and investor-friendly.

What We Customize

1. Lender Matching

We scan hundreds of lender programs across the country and find the ones most aligned with your needs—

whether you want lower rates, more flexible guidelines, faster closings, or better terms for short-term rentals.

2. Loan Terms Built Around You

We’ll help you compare:

  • Prepayment penalty periods (1–5 years) to minimize upfront costs
  • Loan-to-Value (LTV) options to free up equity or lower your monthly payments
  • Interest-only options to improve cash flow
  • DSCR-friendly pricing structures for properties with strong rent coverage

3. Entity Structuring

Need to close in an LLC, trust, or corporation? No problem. We guide you through loan options that support
your chosen ownership structure.

Why It Matters

The right loan structure can:

  • Lower your monthly payment
  • Increase your cash-on-cash return
  • Help you qualify more easily (even with no W-2s or tax returns)
  • Create more flexibility for your long-term investment goals

Real Example

An investor with strong rental income but moderate credit came to us after being declined by a traditional

lender. We matched them with a DSCR lender offering:

  • Interest-only payment option
  • 5-year prepay period for added credits
  • Closing in an LLC

The result? Better cash flow and faster approval.

 

Let’s Build Your Custom DSCR Loan

Whether you’re buying a short-term VRBO, refinancing a multifamily rental, or scaling your portfolio, FMP Mortgage Pros is ready to design a financing strategy that fits.

We don’t just get you approved—we help you grow.

Investor
Lending Insights

What is a DSCR Loan?

A Smarter Way to Finance Rental Properties

Looking to grow your rental portfolio without tax returns?

A DSCR loan might be your ideal solution. These investor-friendly loans qualify based on the property’s cash flow—not your income.

Fix to Rent Loans

How Investors Turn Flips into Long-Term Wealth

What if you could flip a property and keep it for passive income?

Fix-to-rent loans make that possible—by financing both the rehab and the refinance into a 30-year DSCR loan.

Fix to Flip Loans

Fix and Flip Loans Made Simple: Fast Capital for Fast Movers

Need quick cash to fund your next flip? Fix-and-flip loans are designed for speed, simplicity, and investor flexibility—no income verification required.

Client Testimonial

Investor Loans Made Simple

Use the property's income - not your own
- to qualify for the financing you need.

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