Fix & Flip Loans​​

Quick Funding for Buying, Renovating, and Selling Investment Properties

If you’re an investor looking to purchase, renovate, and resell properties for profit, Fix & Flip loans are designed just for you.

These short-term loans provide the capital you need to acquire a property fast, fund the renovations, and sell for a profit—all without jumping through traditional financing hoops.

Fix & Flip Loans
— Funding Built for Investors

Need quick capital to buy, renovate, and sell investment properties for profit?

Our Fix & Flip loans give you:

Up to 90% of purchase price & 100% of rehab costs
Fast closings — as little as 7–10 business days after approval
Flexible terms for first-time or experienced flippers

How it Works

Fix & Flip loans are based primarily on the after-repair value (ARV) of the property—not your personal income. That means you can qualify based on the deal, not just your tax returns.

Typical Loan Features:

  • Up to 90% of purchase price
  • Up to 100% of rehab costs
  • Loan amounts from $100K to $3M+
  • Terms from 6 to 18 months
  • No tax returns or W-2s required
  • Can close in 7–10 business days after loan approval

Who It's For

  • Real estate investors flipping single-family homes, condos, or small multifamily properties
  • Experienced flippers looking to scale
  • First-time investors with a solid renovation plan
  • Buyers targeting distressed, foreclosed, or auction properties


Example Scenario

  • Investor buys a property for $200,000
  • Estimated rehab cost: $60,000
  • After-Repair Value (ARV): $375,000
  • FMP provides 90% of purchase + 100% of rehab = $240,000 loan
  • Investor completes renovations and sells the property for $370,000
  • Net profit after repayment = strong ROI

What You’ll Need

  • Purchase contract
  • Rehab budget & scope of work
  • Exit strategy (typically sale or refinance)
  • Recent experience (preferred but not required)

Ready to Fund Your Next Flip?

Whether you’re buying at auction, off-market, or distressed MLS listings—we can help you act fast with the capital you need to flip with confidence.

Use our Proprietary Four Step Calculator to:

  • Estimate Your Qualifying Loan Amount
  • Estimate Cash to Close
  • Estimate Carrying Costs during the Rehab
  • Estimate Your Net Profit

Bonus: Reverse-engineer your Benchmark Offer Price by simply entering your desired net profit.​

Plan Your Most Profitable Flip Yet
Our calculator suite is free to use and could be the difference between a deal that works and one that doesn’t.

Investor
Lending Insights

What is a DSCR Loan?

A Smarter Way to Finance Rental Properties

Looking to grow your rental portfolio without tax returns?

A DSCR loan might be your ideal solution. These investor-friendly loans qualify based on the property’s cash flow—not your income.

Fix to Rent Loans

How Investors Turn Flips into Long-Term Wealth

What if you could flip a property and keep it for passive income?

Fix-to-rent loans make that possible—by financing both the rehab and the refinance into a 30-year DSCR loan.

Fix to Flip Loans

Fix and Flip Loans Made Simple: Fast Capital for Fast Movers

Need quick cash to fund your next flip? Fix-and-flip loans are designed for speed, simplicity, and investor flexibility—no income verification required.

Client Testimonial

Investor Loans Made Simple

Use the property's income - not your own
- to qualify for the financing you need.

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